What Is a Contingency? A contingency is a clause in the contract that defines a condition or action that must be met for the sales contract to become binding. Both parties, the buyer and the seller, must agree to the terms and sign the sales contract, contingencies included, to become binding. These added clauses enable you…
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You finally have the time to work on home improvement projects, but you don’t want to stretch the budget. The good news is you can make a big difference and enhance your home with these easy DIY projects. Budget-Friendly Home Improvement Projects Change Out the Lights Bring those old ’70s ceiling lights into the 2020s by replacing…
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Recessions can be really scary. There are so many unknowns—it’s easy to become overwhelmed. Add to that COVID-19‘s threat to your physical health and the impact of sheltering in place on your mental health—this is a lot to deal with. But deal with it we must. Failing to manage our stress and refind our focus could result…
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So you’re ready to buy a house, but you aren’t sure how long this whole process is going to take. While each deal is different and can vary in a multitude of ways, for the most part, buying a house is pretty straightforward. Assuming that you are going to be taking out a loan for the purchase of…
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So how do we survive—even thrive—in this new work-from-home environment? The Power of Habit It’s no secret I’m a huge fan of The ONE Thing: The Surprisingly Simple Truth Behind Extraordinary Results. Some of the tips we’ll be discussing today can also be found in this book. What we all need is a routine that will not only…
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Online Learning Resources for Educators Free online conferencing and video platforms for teachers include: Microsoft and Google Video Conferencing Google Hangouts (free access through July 1 to advanced Hangouts Meet video-conferencing capabilities to all G-Suite & G-Suite for Education customers) Free Webex Personal Account (Unlimited Usage, 100 Participants) This Google blog, With school closures, teachers can keep their lessons going remotely, provides…
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Ten million Americans lost their jobs over the last two weeks. The next announced unemployment rate on May 8th is expected to be in the double digits. Because the health crisis brought the economy to a screeching halt, many are feeling a personal financial crisis. James Bullard, President of the Federal Reserve Bank of St. Louis, explained that the government…
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There’s nothing worse than sitting around waiting—especially when you’re waiting for a seller to respond to your offer on the biggest financial decision of your life. Yes, it’s excruciating. Unfortunately, waiting comes with the territory when you’re buying a house. But how long you have to wait is the bigger question. While there’s no official rule…
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Whether you’re planning to sell your home this year or a decade from now, remodeling projects can improve both the resale value and the appearance of your home. But it’s challenging to know which upgrades are worth the investment and which are a waste of time and money. Here are a few home improvement projects to…
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If you’re looking to buy a home in 2020, have you thought about putting your tax refund toward a down payment? Homeownership may be one step closer than you think if you spend your dollars wisely this year. Based on data released by the Internal Revenue Service (IRS), Americans can expect an estimated average refund of $2,962 when filing their taxes this…
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